Latitude’s cellular app helps you manage your finances from one central hub. We’re listening out in your feedback and building the app that you want to use.​

Credit card features presently include:​

• Access accounts with Touch ID or Face ID​

• Add your card to your digital wallets​

• Temporarily lock your card​

• Fast access to all balances​

• View your statements​

• Check payment due date​

• View all transaction information​

• View and alter private details​

• Activate your new card​

• Set or change card PIN​

• Set up direct debit (Australia only)​

• Pay by financial institution switch (Australia only)​

• Request a refund. (Australia only)​

• Request a letter​

• Request account closure​

Personal Loan options at present include:​

• View your loan balance​

• Loan term​

• Monthly compensation amount​

• Start and maturity date​

• Interest rate​

• Repayment due date

You can view all of the products under out of your Latitude App:​

Latitude Australia products​

• Latitude GO Mastercard GO Platinum Mastercard​

• Latitude Gem Visa​

• Apple Financial Services (AFS) CreditLine​

• Latitude 28 Degrees Global Platinum Mastercard​

• Latitude Low Rate Mastercard

• Latitude Infinity Rewards Visa​

• Latitude Eco Mastercard

• Latitude Mastercard​

• Care Credit​

• CreditLine​

• Buyer's Edge

• Latitude Personal Loans

Gem Finance New Zealand products​

• Gem Visa

• Gem Essentials​

• Gem CreditLine​

• Gem Personal Loans

For personal loans in Australia, the minimum and maximum interval for compensation is 12 months to eighty four months respectively. The highest interest rate we current offer in Australia for model spanking new customers is 25.99%; nevertheless, current customers could have as much as 34.95%. A personal mortgage of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.28% p.a. comparability rate) would equate to a total amount payable of $40,233 (including a $299 establishment charge and $13 monthly mortgage servicing fees).

For private loans in New Zealand, the minimum and maximum period for compensation is 6 months to eighty four months respectively. The highest interest rate we present supply in New Zealand for new prospects is 24.99%; nonetheless, current customers might have as much as 34.95%. An unsecured Gem Personal Loan of $20,000 borrowed for three years with an rate of interest of 8.99% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $22,933.eighty (including a $240 institution fee).